How to Prevent Debt Lawsuit
You would agree with me that dealing with debt collectors’ calls, lawsuits, or mailings is not something anyone would want to deal with. Now that most people already know the type of language that debt collectors use, they tend to have so much fear in them; hence, the reason for not wanting to deal with that. Some people, tend to think that ignoring a lawsuit would make debt disappear but this is not true. It can be hard for you to resolve an issue especially if you do not know what to do. Here are some of the ways to help you handle a debt lawsuit
There is a need for you to note tha debt lawsuit lawyers would be helpful when faced with a debt lawsuit. No one should discourage you from hiring debt lawsuit lawyers. It can be hard for you to know the options you have and this explains why you need to hire a lawyer.
You can also decide on the legal rights of the company to sue. There is no way for the process to continue if the company pursuing the debt lawsuit does not prove the right to do the same. There is no way you can fail to respond to the claims and expect the judges to say that you do not admit responsibility for the same. Therefore, you should ensure that you ask for documentation in writing because that would be a way for the judge to back the request. What you need to note is that the plaintiff should show the judge a credit agreement that you have signed.
You should not fail to respond to the lawsuit of debt claim. It is for a fact that most people do not respond to the summons and complaints they get and this is where they go wrong. No one would love the idea of the debt collection agency having a default judgment against the claim and this clearly explains the need to respond to the claims and lawsuits. Moreover, you have to ensure that you respond within the set timeframe set by the summons; this might be up to 30 days from the date of the notice.
It would be a good thing to ensure that you push back on the proof burden. There is no way for the case to go on if the plaintiff does not show the amount you owe. The plaintiff would have another duty to show that you are the one responsible for the debt. There is a need for anyone faced with a debt collection lawsuit to ensure that he or she enquires about proof that he or she is responsible for the debt, and the amount he or she owes; doing this would be a way to prevent debt collection lawsuit.